Features
Make Purchases and Payments online and in national and international stores
Annual ceiling increase of + AOA 700 000 for travel
Interest-free credit for up to 50 days
Discounts on Cinemax tickets and more benefits
Terms of use
-
The use of Visa Classic credit is limited to the amount available in the account associated with the card
-
Payment for VISA Credit Cards will be made on the 30th of each month. If the 30th falls on a Saturday, Sunday or holiday, the charge will be made on the following business day
-
The non-payment of the installment due, within 30 (thirty) days after using the Visa credit card, is considered a breach of contract. Should the period of 30 (thirty) days elapse and the payment due by the Customer has not been made, the Bank reserves the right to debit the amount due from any of the accounts domiciled at the Bank, held by the Customer, irrespective of nature thereof, and simultaneously cancel the card, considering this contract to be terminated
Fees and charges
The fees and charges foreseen in the price list for Credit Cards apply
Tax
Fees and consideration for financial services are subject to a 14% VAT rate. Credit cards are exempt from Stamp Duty provided that the repayment of the credit is made without interest being paid, under contractually defined terms
However, whenever the use of credit cards generates interest for the Bank, the use of credit is subject to a 0,1% Stamp Duty on the monthly average obtained by adding the daily balance due, during the month, divided by 30. The interest charged is subject to a 0,2% Stamp Duty
Click here to access the Cardholder Agreement
Contact us at ATLANTICO DIRECT (+244) 923 168 168 | (+244) 226 460 460 (available 24H)
Have doubts? We'll answer them!