Atlantico Millenium Bank - Standard Term Deposit

The financial solution that allows you to see your money grow, with all the convenience, speed and security

With a capital guarantee, it provides access to interest rates that suit the amount and term chosen.

AOA 1 000 000 / USD 1 000 / EUR 1 000

Minimum set-up/maintenance amount

Terms

In Kwanzas: 30/90/180/365 days
In US Dollars / Euros: 7/15/30/60/90/180/360 days
Allows automatic renewals

Interest Rate

Interest is calculated daily on the principal invested and not withdrawn at each moment, based on a 365-day (AOA) or 360-day (USD and EUR) year.

AOA 75 000 - 1 000 000 6% 8% 9% 10% AOA 1 000 001 - 10 000 000 6.5% 8.5% 9.5% 10.5% AOA 10 000 001 - 30 000 000 7% 9% 10% 11% AOA 30 000 001 - 50 000 000 7.5% 9.5% 10.5% 11.5% > AOA 50 000 000 8% 10% 11% 12.5%

Amounts	90 days	180 days	270 days	365 days

USD 1 000 30 days USD 1 000 USD 1 000

Amount (US Dollars)	Term	Gross Annual Nominal Rate (TANB)
0.25%
USD 1 000	60 days	0.35%
90 days	0.50%
USD 1 000	180 days	0.75%
360 days	1.00%

EUR 1 000 30 days 0.01% EUR 1 000 60 days EUR 1 000 90 days EUR 1 000 180 days EUR 1 000 270 days EUR 1 000 360 days 0.02%

Amount (Euros)	Term	Gross Nominal Annual Rate (TANB)
0.01%
0.01%
0.01%
0.01%

Capitalization

Interest is credited to the current account and is not subject to capitalization

Conditions for transactions

Allows capital increases
Allows partial (minimum maintenance) or total early redemption, with the following penalties for early withdrawal:
Up to 50% of the term of the deposit - full interest penalty
Between 51% and 75% of the term of the deposit - 50% interest penalty
Between 76% and 100% of the term of the deposit - 25% interest penalty

Tax

Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism

Deposit Guarantee Fund

Applicable, up to a maximum ceiling of AOA 12,500,000.00 under the terms of Article 13(1) and 14 of Presidential Decree No. 195/18, of August 22.

Useful documents

Standard term deposit in Kwanzas Information sheet

0.07 mb

Standard term deposit in US Dollars Information sheet

0.07 mb

Standard term deposit in Euros Information sheet

0.07 mb

STANDARD TERM DEPOSIT

Useful documents