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NET TERM DEPOSIT

Save wherever you are. Join now the exclusive application in Kwanzas for subscription only via Internet Banking.

With a capital guarantee, it provides access to interest rates that suit the amount and term chosen.

AOA 5 000
Minimum set-up/maintenance amount

Terms

  • In Kwanzas: 30/90/180/365 days;

Interest Rate

Interest is calculated daily on the principal invested and not withdrawn at each moment, based on a 365-day year.

AOA 5 000 30 days 6.5% AOA 5 000 90 days 8.5% AOA 5 000 180 days 9.5% AOA 5 000 365 days 10.5%
Amount Term Gross Annual Nominal Rate (TANB)

Capitalization

Interest is credited to the current account and is not subject to capitalization.

Conditions for transactions

  • No capital increases allowed;
  • No capitalization allowed;
  • No automatic renewals allowed;
  • Allows partial (minimum maintenance) or total early redemption, with a 100% penalty on the interest of the current period.

Tax

Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism.

Guarantee

Guaranteed capital of the total amount deposited at maturity and in case of early withdrawal.

Useful documents

Net Term deposit information sheet
0.07 mb

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