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  1. Small and Medium
  2. Corporate
Open an Account
PT EN
Go to homepage
I want to...
Open an Account

NET TERM DEPOSIT

Kwanza term deposit, exclusively subscribed via Internet Banking.

This financial investment, with capital guarantee, offers interest rates that suit the amount and term chosen.

Minimum initial deposit/Maintenance deposit
Kz 5 000

Terms

  • In Kwanzas: 30/90/180/365 days;

  • No renewals allowed

Interest Rate

Interest is calculated daily on the principal invested and not withdrawn at each moment, based on a 365-day year.

Amount Term Gross Annual Nominal Rate (TANB)
Kz 5 000 30 days 6,5%
Kz 5 000 90 days 8,5%
Kz 5 000 180 days 9,5%
Kz 5 000 365 days 10,5%

Capitalization

Interest is credited to the current account and is not subject to capitalization.

Conditions for transactions

  • No capital increases allowed;
  • No capitalization allowed;
  • No automatic renewals allowed;
  • Allows partial (minimum maintenance) or total early redemption, with a 100% penalty on the interest of the current period.

Tax

Interest paid is subject to Capital Gains Tax at a 10% rate, through the withholding tax mechanism.

Guarantee

Guaranteed capital of the total amount deposited at maturity and in case of early withdrawal.

Useful documents

Net Term deposit information sheet
0.07 mb

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